BuildFi – Financing for home improvement professionals

Turn I Can't Afford It Into Let's Get Started

Empower your customers with instant access to 0% intro APR credit cards and consumer financing. Close more deals, increase average ticket size, and grow your business.

11+

Card Issuers

40+

Lending Partners

0%

Intro APR Options

The Challenge

You're Losing Jobs to Financing Gaps

Lost Revenue

Customers with excellent credit are stuck with high-interest options or no financing at all—costing you the sale.

Slow Approvals

Traditional financing takes days. By then, your customer has moved on to a competitor who could close faster.

Low Approval Rates

One-size-fits-all lending means many qualified customers get denied, leaving money on the table.

Our Solutions

Two Powerful Programs. One Platform.

Intelligent routing connects your customers to the best financing option for their unique credit profile.

0% Credit Card Program

Help customers leverage 0% intro APR credit cards to fund their projects—often with higher limits than traditional loans.

11+ major card issuers, including Chase, Citi, Amex
0% intro APR periods up to 21 months
Higher approval limits based on banking relationships
Same-day decisions with soft-pull pre-qualification

Multi-Lender Marketplace

Access 40+ lending partners through a single application. Intelligent routing finds the best match for every credit profile.

40+ lenders competing for your customer’s business
Loans from $1,000 to $100,000+
Terms from 12 to 144 months
Options for all credit tiers (prime to subprime)
Instant decisions, fast funding

Industries We Serve

Built for Every Home Improvement Vertical

Roofing

Solar

Landscaping

HVAC

Flooring

Siding

Bathroom
Remodel

Kitchen
Remodel

Decks
& Patios

Windows
& Doors

General Contractors

Basement Finishing

Pools & Spas

Garage Doors

Electrical

Plumbing

Home Security

Painting

SIMPLE PROCESS

From Estimate to Funded in Minutes

A seamless financing experience that keeps your sales process moving.

1 Customer Applies

Your customer completes a quick application via your branded portal or QR code.

2 Intelligent Routing

Our system analyzes their credit profile and matches them with optimal financing options.

3 Instant Decision

Customer receives pre-qualified offers in seconds—credit cards, loans, or both.

4 Close the Job

Customer selects their preferred option, and you close the deal on the spot.

Why BuildFi

The Competitive Edge You've Been Missing

Close More Deals

Convert “I need to think about it” into signed contracts with instant financing options.

Increase Ticket Size

Customers choose premium options when they can spread payments over time.

Instant Decisions

No more waiting days for approvals. Get answers in seconds, not hours.

Close More Deals

Multi-path routing means more customers find a financing solution that works.

Zero Card Fees

Credit card program has no merchant fees—your customers pay nothing extra.

White-Label Ready

Your brand, your customer experience. Fully customizable to match your business.

Real-Time Dashboard

Track applications, approvals, and funded projects from a single dashboard.

Dedicated Support

Expert team to help you maximize conversions and resolve any issues quickly.

Ready to Transform Your Close Rate?

Join hundreds of home improvement professionals who’ve increased revenue with BuildFi’s intelligent financing platform. Customized pricing based on your business needs.